The value of these products depends on the price and your situation. Is your job insecure, for example? Is your health or mobility at risk? Also, does it really make all of your payments or only partial ones? Alternative:Compare the price of term life insurance. Regular term life insurance is usually much cheaper in the long run, says Money Talks News founder Stacy Johnson. Also, you may be able to get disability insurance through your workplace. 3. Travel insurance Travel insurance can be confusing.
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